top of page

Our proprietary variPIN℠ technology provides dynamic, real-time PIN generation and validation, making it highly secure against unauthorized access. This means that even if the QR code is intercepted, the embedded variPIN℠ ensures that only authorized transactions can be processed. Our variPIN℠ enhanced cloud barcodes are designed for global Fiat, Crypto, and CBDC app barcode upgrade within a day of programming time.

Screenshot 2024-05-15 at 7.28.52 PM.jpeg
Outer Code:
ZellePay with Retail variPIN
Inner Code:
ACH Routing_Account for TCH-RTP & FedNow

© 2022 KOIN LLC.         _cc781905 -5cde-3194-bb3b-136bad5cf58d_

bottom of page